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Protecting Your Future: The Choice of Medicaid Asset Protection Trusts

Understanding Your Options for Long-Term Care and Asset Preservation

Is it moral to use a Medicaid Asset Protection Trust (MAPT) to safeguard your assets?

  • The bigger picture:

    • The long-term care system in the U.S. is broken—offering poor care and limited financial support.

    • Planning for long-term care is critical to protect your financial future and your loved ones.

  • What is a MAPT?

    • A legal tool that allows you to place assets in a trust at least five years before needing Medicaid for long-term care.

    • Assets in the trust won’t count against you for Medicaid eligibility and are protected from recovery efforts after you pass away.

  • Your options:

    1. Use a MAPT to protect your assets for your heirs and potentially qualify for Medicaid in the future.

    2. Pay for long-term care out of your own funds and retain full control of your assets.

  • What’s the takeaway?

    • There’s no “right” or “wrong” choice—it’s about what feels best for your situation.

    • The law allows you to use a MAPT, so why not consider it as part of your planning?

  • Final thought:
    Being informed is the first step. Now it’s up to you to decide how you want to plan for your future and your family’s financial security.

AL, FL, or MS residents reach out

This video is for informational purposes only. As always please get professional help before making decision on how to protect your assets.